UNDER PERSONAL LINES WE OFFER THE FOLLOWING COVERAGES:

• Auto ( PIP/PD, Liability, Full Coverage ) 6 or 12 months policies
• Non-Owners Auto ( Anyone authorized to drive someone else's vehicle because they do not own one themselves )
• SR-22 ( Financial Responsibility filling with the state ) $15.00
• Homeowners ( Including Condominium Units ) a homeowners policy can only be sold if the owner resides in the property. If property is rented a dwelling policy will be needed. If you are a tenant then you will need a renters insurance to cover your personal belongings.
• Flood ( Up to $250,000 dwelling coverage and up to $100,000 Contents. You must have an Elevation Certificate for a Flood quote. You can find it within the survey papers. Flood premiums are so low that policies are never financed.
• Fine Arts - Antiques - Collections ( Insured under an Article Floater ) a separate policy that lists all items with a description, size and value. To quote an appraisal is needed, to know the correct insurable amount.
• Jewelry ( Insured under an Article Floater ) a separate policy that lists all items with description, size and price. An appraisal is needed on each item.