UNDER PERSONAL LINES WE OFFER THE FOLLOWING COVERAGES:

• Personal or Commercial Auto (PIP/PD, Liability, Full Coverage ) 6 or 12 months policies
• Non-Owned Auto (Anyone authorized to drive someone else's vehicle because they do not own one themselves )
• SR-22 (Financial Responsibility filling with the state ) $15.00
• Homeowners (Including Condominium Units ) a homeowners policy is for owner occupied property. Rented property needs a dwelling policy, tennants need renters insurance to cover their personal belongings.
• Flood (Up to $250,000 dwelling coverage and up to $100,000 Contents. Need Elevation Certificate to quote search within the survey papers. Flood premiums are so low that policies are never financed.
• Fine Arts - Antiques - Collections (Insured under an Article Floater ) a separate policy that lists all items with a description, size and value. To quote an appraisal is needed, to know the correct insurable amount.
• Jewelry (Insured under an Article Floater ) a separate policy that lists all items with description, size and price. An appraisal is needed on each item.